Financial planning is often a subject that people "mean to get around to". This can be especially true for expatriates who may need to overcome additional challenges such as language barriers and confusing choices when addressing important issues whilst away from their home country.

Whether you have already spent most of your career moving from country to country or are brand new to the expatriate experience, we can guide you to the best solutions for your circumstances. So, where do you start….

Questions

• What do you charge for a Financial Planning Consultation?
• Do I need to be “wealthy” to qualify for your services?
• Can you continue to look after my affairs if I move to another country?
• How important is being independent?
• How do I know I am receiving good advice?
• How secure is my investment?
• What about legality and compliance?
• Who manages my investments?

What do you charge for a Financial Planning Consultation?
There is no charge for any initial or subsequent meetings with a WorldWideBroker advisor and you are under no obligation to follow any of our recommendations. In the event that you decide to act on our recommendations, we receive an industry standard fee from the financial institution providing your chosen product. This fee is part of the costs of the product(s) themselves and will be clearly outlined in both the literature and personal recommendation report that will provided as part of the financial planning process.
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Do I need to be “wealthy” to qualify for your services?
Not at all. WorldWideBroker offers a comprehensive financial planning service, whatever your circumstances, asset or income. The most important issue is to identify your needs and objectives, and then plan accordingly with one of our professional advisors to work towards achieving these targets over the medium to longer term. Some of our customers choose to address their needs with a lump sum investment or redistribution of existing assets, others via regular (monthly or annual) savings and many using a combination of the two. As every situation is unique, establishing a bespoke personal financial plan is an essential first step.
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Can you continue to look after my affairs if I move to another country?
Yes, in fact a fairly high number of our customers no longer live in the Netherlands. Most product providers have secure client websites so that you can see the current value of your accumulating investments at any time. WorldWideBroker’s administration department will maintain regular contact with you wherever you are through the normal methods of communication and your adviser is, of course, always contactable by telephone, fax and email at any time. Where we have a group of clients in a certain location, we also make overseas trips to service these existing customers and acquire new clients. Where appropriate, we recommend that you seek further advice on the tax implications in certain jurisdictions.
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How important is being independent?
As WorldWideBroker is 100% privately owned and has no corporate shareholders we can select products and services from a very wide range of financial institutions. This means our clients get access to the very best products and funds available from the leading industry providers, often with large discounts on “standard” entry fees. We provide our clients access to a wide and diverse range of investment opportunities and funds that are normally either unavailable to retail investors or carry prohibitively high initial investment levels that would prohibit most private investors from being able to access these instruments.
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How do I know I am receiving good advice?
All WorldWideBroker advisers are highly experienced and qualified financial services professionals. We have extensive internal examination and competency regular testing procedures (over and above those required by our regulator) and all of the recommendations made by our advisors are scrutinized by our internal Compliance Officer to ensure that the correct advice has been given and is appropriate to each client’s circumstances, affordability, objectives and risk profile.  Your adviser will arrange to meet with you personally at least twice a year to conduct a review of your existing holdings and personal circumstances and in the meantime will keep you informed of all relevant information, updates and opportunities.
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How secure is my investment?
We only work with large financial institutions whose products are also subject to strict regulatory supervision. The underlying assets/funds are owned by trustees or nominees on behalf of the insurance company with which the contract is arranged. Whilst it is very unlikely that any insurance company will fail, European legislation requires financial institutions to hold guarantees or assets matching the value of investment premiums they receive and other jurisdictions, such as the Isle of Man, have similarly high levels of investor protection legislation, all of which means maximum security and peace of mind for the investor.
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What about legality and compliance?
When selecting a professional financial advisor, you should always check that the company is properly registered and licensed in the relevant country. WorldWideBroker is regulated and licensed in The Netherlands by the AFM (Autoriteit Financiele Markten) under registration number 12017370. This can be checked this on the AFM website, searching for the name of the company or our license number. We also have extensive professional indemnity cover to ensure that all client assets are protected in the unlikely event this becomes necessary.
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Who manages my investments?
The underlying funds that are associated with any insurance/investment products we recommend are managed by the world’s leading investment houses, specially selected for their performance and strengths by the product provider or insurance company in question. Within one investment product you have access to a wide range of fund managers and can switch between these at little or no additional cost. A diverse range of funds and asset classes means that all risk and currency profiles are catered for and each investor can tailor their own specific strategy; from low-risk stable returns, to general managed funds to specialist funds focusing on particular geographic areas or industries. In all cases the objective is to maximize the return within the risk/currency profile of each client.
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